Ian started at Steenland Kacos in 2022 with a background in the automotive and manufacturing industry. He is licensed in Property & Casualty, Accident & Health, Life, and is currently pursuing his CIC (Certified Insurance Counselor). Ian is keen to learn, stays up to date on industry developments, and wears many hats in the office as a commercial producer, personal lines producer, and head of marketing.
Ian and his wife Abbie live in Hudsonville, MI with their two sons. Ian enjoys spending quality time with his family as well as working on cars and trying new restaurants in the area.
FAQS
How does auto insurance work?
Auto insurance protects you financially by covering the costs of damage or injuries from a vehicle accident or theft. It is a contract between you and the insurance company, where you agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy.
What is umbrella insurance?
Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. It kicks in when the liability on these other policies has been exhausted, offering an extra safety net of protection.
Why do I need liability insurance on my policy?
Liability insurance is critical because it covers legal costs and payouts for which you are found legally responsible. Without it, you could be faced with paying out of pocket for costly damages or medical bills.
Maximizing savings on home insurance can be achieved by comparing policies, increasing deductibles, and ensuring your home has up-to-date safety features. Regular reviews of your policy can also uncover other potential savings.
Several factors can affect your rates, including your age, driving history, and the type of vehicle you drive. Rates are also impacted by where you live, as different areas have varying risks of theft and accidents.