Hilliary DeYoung

Contact Information:

Hilliary earned her Property & Casualty license in 2003 and has been working in the independent agency channel since 2006. Since joining Steenland Kacos in 2012, she has been a vital member of the team. Hilliary has a passion for helping others understand insurance and assists her clients to recognize risk and learn what insurance products they need to appropriately protect themselves.

Hilliary lives in Hudsonville, MI with her husband Todd and their son. When they’re not on the hockey rink, you can find them on a bike ride or hanging out with their friends and family.

FAQS

How does auto insurance work?

Auto insurance protects you financially by covering the costs of damage or injuries from a vehicle accident or theft. It is a contract between you and the insurance company, where you agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy.

What is umbrella insurance?

Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. It kicks in when the liability on these other policies has been exhausted, offering an extra safety net of protection.

Why do I need liability insurance on my policy?

Liability insurance is critical because it covers legal costs and payouts for which you are found legally responsible. Without it, you could be faced with paying out of pocket for costly damages or medical bills.

How can I save on home insurance?

Maximizing savings on home insurance can be achieved by comparing policies, increasing deductibles, and ensuring your home has up-to-date safety features. Regular reviews of your policy can also uncover other potential savings.

What factors affect my auto insurance rates?

Several factors can affect your rates, including your age, driving history, and the type of vehicle you drive. Rates are also impacted by where you live, as different areas have varying risks of theft and accidents.