Auto Insurance

Auto Insurance in Michigan

Auto insurance in Michigan is mandatory and covers damages and injuries resulting from a car accident. Michigan's unique no-fault insurance system requires all drivers to carry Personal Injury Protection (PIP) coverage, which pays for medical expenses and lost wages regardless of who was at fault in the accident. Contact an agent at Steenland Kacos to learn more!

Is Auto Insurance Required?

Ensuring you're following the law is one of the most important parts of getting insured. If you want to drive your car on public roads in the state of Michigan, you need to have valid auto insurance. Not only that, but your auto insurance must meet the minimum requirements the state provides. If you're still paying off a loan, your lender may require you to have full coverage until the loan is paid off.

Protect Your Ride

Cars aren't cheap, but you don't have to pay out of pocket every time something happens to your vehicle with full coverage. With a Michigan auto insurance policy, you don't have to worry about spending thousands of dollars to repair or replace your car after an accident. You can also avoid paying expensive medical bills and damage to other people's cars and property. With auto insurance, you can drive resting assured you and your vehicle are protected.

Drive with Confidence

Contact an agent at Steenland Kacos Insurance Agency to get a policy that protects you, your family, and your property today!


How does auto insurance work?

Auto insurance protects you financially by covering the costs of damage or injuries from a vehicle accident or theft. It is a contract between you and the insurance company, where you agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy.

What is umbrella insurance?

Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. It kicks in when the liability on these other policies has been exhausted, offering an extra safety net of protection.

Why do I need liability insurance on my policy?

Liability insurance is critical because it covers legal costs and payouts for which you are found legally responsible. Without it, you could be faced with paying out of pocket for costly damages or medical bills.

How can I save on home insurance?

Maximizing savings on home insurance can be achieved by comparing policies, increasing deductibles, and ensuring your home has up-to-date safety features. Regular reviews of your policy can also uncover other potential savings.

What factors affect my auto insurance rates?

Several factors can affect your rates, including your age, driving history, and the type of vehicle you drive. Rates are also impacted by where you live, as different areas have varying risks of theft and accidents.




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