Andy Bylsma

Contact Information:

Andy has over 20 years of experience in the insurance industry, starting his journey at Steenland Insurance after graduating from Grand Valley State University with a degree in Marketing. Now, as the Agency Principal at Steenland Kacos Insurance, he values building relationships with clients and providing guidance for their insurance needs. Andy is licensed in Property & Casualty, Accident & Health, Life, and Variable Annuities giving him the ability to help all of clients unique needs.

Outside of work, Andy enjoys spending time with his family, whether it’s lounging by the pool, heading to the beach, or cheering on local high school sports teams.

FAQS

How does auto insurance work?

Auto insurance protects you financially by covering the costs of damage or injuries from a vehicle accident or theft. It is a contract between you and the insurance company, where you agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy.

What is umbrella insurance?

Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. It kicks in when the liability on these other policies has been exhausted, offering an extra safety net of protection.

Why do I need liability insurance on my policy?

Liability insurance is critical because it covers legal costs and payouts for which you are found legally responsible. Without it, you could be faced with paying out of pocket for costly damages or medical bills.

How can I save on home insurance?

Maximizing savings on home insurance can be achieved by comparing policies, increasing deductibles, and ensuring your home has up-to-date safety features. Regular reviews of your policy can also uncover other potential savings.

What factors affect my auto insurance rates?

Several factors can affect your rates, including your age, driving history, and the type of vehicle you drive. Rates are also impacted by where you live, as different areas have varying risks of theft and accidents.